Every year in our country hypothecary crediting (mortgage) or the loan on the security of the bought real estate uses the increasing popularity.
The hypothecary credit allows to get habitation already today, and to repay the credit for many years. The hypothecary credit or VA Loan is the long-term money advance which is given out for purchase of the real estate, on the security of this real estate.
Home Loan it's always favorable
* Hypothecary crediting brings to nothing degree of inflationary risks. * Payment of cost of the real estate, in conformity with mortgage conditions, is carried out not at a time, and in a current of long time that is much more favourable than full payment. * The Sums of payments connected with repayment of the hypothecary credit, are fixed at the moment of credit reception. * Possibility of registration (residence permit) in the got apartment (house). * VA Home Loan — favourable capital investment (at current trends of the market of the price for the real estate grow on the average from 14,5 to 30% a year).
In America, as well as all over the world, exists two ways of purchase of the real estate on credit: it is the bank mortgage or VA Loan Eligibility. For any bank hypothecary crediting is one of ways of reception of profit.
Percent paid by the borrower on the hypothecary credit include profit of bank taking into account the insurance from the every possible risks connected with difficulty of return of the credit. As a result, the apartment got by means of the bank credit, manages to the buyer essentially more expensively initial cost. In many cases — on 50-70%.
Probably, you agree, that at a choice of the organisation anyhow using your money, the first and main criteria — reliability and conscientiousness. Co-operative movement intensively develops, and now in the market there is wide enough spectrum of offers. Among them — offers to give the housing loan under the tenth shares of percent, the settling promise in apartment in two months, and so forth. It is clear, that such offers caused by the growing competition between housing-memory structures, can be or simple advertising receptions, or (that is much more dangerous) display of frank unconscientiousness.
AREP builds on city's historic legacy with redevelopment of former car factory in Paris. AREP has redeveloped the former Panhard car factory in Porte d'Ivry, Paris, applying exciting design choices to work with the city's existing heritage.
The Panhard and Levassor workshops were partially demolished in 1967 to create the Olympiades district. They are the last remnants of a thriving industrial past, after the demolition of all the automobile plants in Paris: the Renault facilities on Ile Séguin, Citroën in Javel and part of the Panhard factory at Porte d'Ivry.
Between 2007 and 2013, AREP extended and entirely refurbished the building to create 21,000 sq m of office space as well as public facilities (a nursery and the premises of a non-profit organisation running a day centre for the homeless). The firm worked with architects Jean-Marie Duthilleul and Etienne Tricaud and with Benoît Ferré and Serge Caillaud (Phase 1 and Building Work Management).
In an environment dominated by the verticality of high-rise residential blocks, the project keeps the former factory alive, sustains its horizontality and unique architectural style and relies on the ornamental features of the existing façades: materials, dominant chromatic palette and contour line.
The brick façade provides a mineral base extending the current façades while the openings are in line with the rhythm of the original building. Each, partially or entirely, new façade forms a coherent whole with the reinforced mineral angles providing the framework for a more open sequence in the centre.
Two large industrial-style statuesque boxes loom above the roof-top mouldings, clad in a double semi-transparent layer of glass and perforated coppery metal and echoing the tiles on the saw tooth roofs. These are intended as a metaphor of the former industrial features.
The adjacent cut of the Petite Ceinture (an abandoned railway line) was decked over to create a garden. Planted with ground covering plants, shrubs and trees, the garden slopes down from Rue Regnault to the new garden level, reflecting the characteristic bucolic image of the embankments of the Petite Ceinture, where vegetation takes over any available space.
The new extension houses a nursery in its north-east corner and a day centre for the homeless in its north-west corner, both situated on the garden and ground-floor levels.
The work spaces inside the building are designed to facilitate contact, interaction, formal and informal relations. This result is achieved through clearly designed spaces (atrium and vertical access flows), quality of the working environment (natural light, acoustics and ergonomics) and green spaces.
Redevelopment of the Car Factory In Porte d'Ivry [France, Paris], 7 out of 10 [based on 175 votes]
The United States returned Wednesday hundreds of Iraqi artefacts its special forces recovered during a raid in Syria against a man described as the Islamic State group's top financier.Looted artefacts recovered by the US military during a recent raid in Syria are returned to the Iraqi authorities on July 15, 2015 at the National Museum in Baghdad [Credit: AFP Photo/Sabah Arar]
Some of the pieces were displayed at the Iraqi national museum during a repatriation ceremony attended by Antiquities Minister Adel Shirshab and US Ambassador Stuart Jones.
"These artefacts are indisputable evidence that Daesh (IS) -- beyond its terrorism, beyond its brutality and destruction -- is also a criminal gang that is looting antiquities from museums and historical sites," Jones said.
"And of course the purpose of this is to sell these items on the black market," he said.
The pieces on display in one of the recently reopened museum's main Assyrian halls Wednesday were small items, including coins, statuettes and jewellery.
"The coins for example are from the Islamic period. This is evidence that this terrorism that claims such heritage is blasphemous is trying to profit from it by selling it," Shirshab said.
The artefacts were retrieved by the US commandos who carried out a rare raid inside Syria on May 15 during which Abu Sayyaf, a top IS figure, was killed.
Abu Sayyaf was believed to be the jihadist organisation's top financier, and US officials said they were learning a lot by analysing what the raid had produced.
"These are very precious, priceless pieces," said Hakim al-Shammari, head of the exhibitions department at the national museum.
He could not estimate the black market value of the recovered artefacts but said they would have made a substantial contribution to IS finances.
"The revenue they get from selling such pieces is used to finance operations, buy weapons, recruit people and manufacture car bombs, for example," he said.
Officials at Wednesday's ceremony provided few details on exactly where and when the returned artefacts had been looted.
IS has captured much attention by posting videos of its militants destroying statues and heritage sites on the grounds that they are idolatrous.
But experts argue they have mostly destroyed pieces that are too large to smuggle and sell off, and kept the smaller pieces, several of which are already resurfacing on the black market in the West.
The US says it has repatriated more than 3,000 stolen artefacts to Iraq since 2005.
Road to Miss America 2012 Julia Furtado was crowned Miss Maine 2011 Saturday night, June 17, 2011 in Crooker Theater at Brunswick High School. she will represent Maine in Miss America 2012 pageant. Julia was also awarded the victory in the talent competition as a vocalist. According to the Miss Maine Scholarship Program, Julia resides in Dayton and is a sophomore at the University of New England. “Miss Maine receives thousands of dollars in college scholarships, as well as a paid trip to compete for the title of Miss America,” the pageant said. “ Each contestant, regardless of placement, earns valuable college assistance. “As a not-for-profit organization, whose primary responsibilities are to raise and award scholarships, the Miss Maine Scholarship Program also provides the young women of Maine opportunities for growth and achievement.” Special thanks and credits tothepageantplanet.com&class="http://beautypageantnews.com">beautypageantnews.com
At now, the farmers have a lot of interest to breeding of a ducks and chickens. From one duck in the spring and summer can get up to 100 eggs and grow them out to 50 or more ducks with the final live weight about 2 kg. With proper selection of a ducks for sale it's will be very profitable business, especially if in the presence have a small pond near the backyard or garden.
Some poultry farmers have the unflattering opinions about ducks: because this bird seems to be too gluttonous, but this is false. Ducks eat a lot of because fast grow. In the two months are ready for slaughter. If you have the pond with duckweed and other aquatic vegetation, the total cost of the breeding ducks will exactly cheapest business. Anyway, a chickens for sale, a chicken eggs is a fundamental element of the farmers profit. If the ranch located in a warm place, then you can fatten ducks throughout the year in small batches, to always have fresh meat to the table.
Before you buy ducks in online should consult with experienced breeders about the seller. Another product, which gives a duck — feather and down. From them make soft fluffy pillows, light and warm quilts, quilted clothing. Also, started making original hats for women, it's very fashionable.
The videos of Islamic State militants destroying ancient artifacts in Iraq's museums and blowing up 3,000-year-old temples are chilling enough, but one of Iraq's top antiquities officials is now saying the destruction is a cover for an even more sinister activity - the systematic looting of Iraq's cultural heritage.People observe ancient artifacts at the Iraqi National Museum after its reopening in the wake of the recent destruction of Assyrian archaeological sites by the Islamic State group in Mosul, as they visit the museum in Baghdad on March 15, 2015 [Credit: AP/Karim Kadim]
In the videos that appeared in April, militants can be seen taking sledge hammers to the iconic winged-bulls of Assyria and sawing apart floral reliefs in the palace of Ashurnasirpal II in Nimrud before the entire site is destroyed with explosives. But according to Qais Hussein Rashid, head of Iraq's State Board for Antiquities and Heritage, that was just the final step in a deeper game.
"According to our sources, the Islamic State started days before destroying this site by digging in this area, mainly the palace," he told The Associated Press from his office next to Iraq's National Museum - itself a target of looting after the 2003 U.S.-led invasion that ousted Saddam Hussein. "We think that they first started digging around these areas to get the artifacts, then they started demolishing them as a cover up."
While there is no firm evidence of the amount of money being made by the Islamic State group from looting antiquities, satellite photos and anecdotal evidence confirm widespread plundering of archaeological sites in areas under IS control.
Nimrud was also the site of one of the greatest discoveries in Iraqi history, stunning golden jewelry from a royal tomb found in 1989, and Rashid is worried that more such tombs lie beneath the site and have been plundered. He estimated the potential income from looting to be in the millions of dollars.
Experts speculate that the large pieces are destroyed with sledgehammers and drills for the benefit of the cameras, while the more portable items like figurines, masks and ancient clay cuneiform tablets are smuggled to dealers in Turkey.
The destroyed old Mosque of The Prophet Jirjis in central Mosul, Iraq, on July 27, 2014 [Credit: AP]
On Wednesday, Egypt, together with the Antiquities Coalition and the Washington-based Middle East Institute will be holding a conference in Cairo entitled "Cultural Property Under Threat" to come up with regional solutions to the plundering and sale of antiquities.
This isn't the first time, of course, that Iraq's antiquities have fallen victim to current events. There was the infamous looting of the museum in 2003 and reports of widespread plundering of archaeological sites in the subsequent years, especially in the south. U.S. investigators at the time said al-Qaida was funding its activities with illicit sales of antiquities.
What appears to be different this time is the sheer scale and systematic nature of the looting, especially in the parts of Syria controlled by the Islamic State group. Satellite photos show some sites so riddled with holes they look like a moonscape.
The G-7's Financial Action Task Force said in a February report that the Islamic State group is making money both by selling artifacts directly - as probably would be the case with material taken from the museums - or by taxing criminal gangs that dig at the sites in their territory. After oil sales, extortion and kidnapping, antiquities sales are believed to be one of the group's main sources of funding.
In February, the United Nations passed a resolution recognizing that the Islamic State group was "generating income from the direct or indirect trade," in stolen artifacts, and added a ban on the illicit sale of Syrian antiquities to the already existing one on Iraqi artifacts passed in 2003.
The face of a woman stares down at visitors in the Hatra ruins, 320 kilometres north of Baghdad, Iraq on July 27, 2005 [Credit: AP/Antonio Castaneda]
While Iraq contains remains from civilizations dating back more than 5,000 years, the hardest hit artifacts have come from the Assyrian empire, which at its height in 700 B.C. stretched from Iran to the Mediterranean and whose ancient core almost exactly covers the area now controlled by the Islamic State group.
The looted artifacts most likely follow the traditional smuggling routes for all sorts of illicit goods into Turkey, according to Lynda Albertson, head of the Association for Research into Crimes Against Art. From there, the most common route is through Bulgaria and the Balkans into Western Europe. Britain and the United States remain the biggest markets for antiquities, though wealthy collectors are emerging in China and the Gulf - especially for Islamic-era artifacts.
International bans make the ultimate sale of illicit antiquities difficult, but not impossible. So far, there have been no reports of major, museum-quality pieces from IS-held territory appearing in auction houses, so the artifacts must be going to either private collectors or they are being hoarded by dealers to be slowly and discretely released onto the market, said Patty Gerstenblith, Director of the Center for Art, Museum and Cultural Heritage Law at DePaul University.
"I do believe that dealers are willing to warehouse items for a long time and that they may be receiving some `financing' to do this from well-heeled collectors or other dealers operating outside of the Middle East," she said. "It is relatively unlikely that a major piece would be plausibly sold on the open market with a story that it was in a private collection for a long period of time."
Mesopotamian sculptures, jewelry and stelae sold legally have commanded stunning sums, up to $1 million in some cases, but the looters would be selling them to dealers for a fraction of that cost - with the profit margin coming from the sheer number of artifacts being sold.
A piece falls off from a curved face on the wall of an ancient building as a militant hammers it in Hatra, a large fortified city recognized as a UNESCO World Heritage site, in Iraq on Friday, April 3, 2015 [Credit: AP/ISIS video]
Iraq has sent lists to the International Council of Museums, the U.N. and Interpol detailing all the artifacts that might have been looted from the museum in Mosul, Iraq's second-largest city overrun by IS last June. Harder to stop, however, is the sale of never-before-seen pieces that have been newly dug up and never registered.
There is new legislation going through the U.S. Congress to tighten controls on illicit trafficking of materials from the Middle East, though Albertson contends that the laws are less important than the manpower devoted to enforcing them.
"A new resolution is just another well-intentioned piece of ineffective paper," she said.
The Iraqi government is now rushing to document the remaining sites in the country, especially in the disputed province of Salahuddin, just south of the Islamic State stronghold in Nineweh province. Nineweh itself is home to 1,700 archaeological sites, all under IS control, said Rashid of the antiquities department.
As a number of experts point out, though, most sites in Iraq have not been completely excavated and there are likely more winged bull statues and stelae waiting to be found under the earthen mounds scattered throughout this country - assuming the Islamic State group and its diggers don't find them first.
Author: Paul Schemm | Source: The Associated Press [May 12, 2015]
Every year in our country hypothecary crediting (mortgage) or the loan on the security of the bought real estate uses the increasing popularity.
Percent paid by the borrower on the hypothecary credit include profit of bank taking into account the insurance from the every possible risks connected with difficulty of return of the credit. As a result, the apartment got by means of the bank credit, manages to the buyer essentially more expensively initial cost. In many cases — on 50-70%.![Redevelopment of the Car Factory In Porte d'Ivry [France, Paris]](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivUZLoroGU_FG4ukCnZ7xsCxTfsqj2YH1CHExK101uxOraMd_1EIBrhftjY3S8Z13RRoXT5pNpLKs8augCP1FmwEqrxKqADb8o2HoTL_Ts23b7VzRE1dd7dGU64hRNN_9s3hTvC0eoOG1u/s960/Paris.jpg)
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