Home Loan it's always favorable

* Hypothecary crediting brings to nothing degree of inflationary risks.
* Payment of cost of the real estate, in conformity with mortgage conditions, is carried out not at a time, and in a current of long time that is much more favourable than full payment.
* The Sums of payments connected with repayment of the hypothecary credit, are fixed at the moment of credit reception.
* Possibility of registration (residence permit) in the got apartment (house).
* VA Home Loan — favourable capital investment (at current trends of the market of the price for the real estate grow on the average from 14,5 to 30% a year).

VIA «About the mortgage and a loan»

Following the conversion of two Hagia Sophia into museums, which were initially built as churches and then turned into mosques and, subsequently, museums, the third Hagia Sophia in Edirne’s Enez district will be reconverted into a mosque, according to Foundations General Director Adnan Ertem, despite previous debates on turning it into a museum after reconstruction.

Speaking to state-run Anadolu Agency, Ertem said the Edirne Culture Assets Protection Regional Board approved the reconstruction project of the structure, which he called a “mosque” during the interview.

Ertem said the project would start as soon as possible, adding that the Hagia Sophia has been taken into the Foundations General Directorate’s investment program.

Explaining why it should be re-opened as a mosque, Erdem said the building was a “sanctuary that was consecrated as a mosque.”

“It is a foundation that can be put into service in line with its foundational charter. Thus its function will be preserved,” said Ertem.

Enez’s Hagia Sophia is located inside the ancient city of Ainos and although there are no records, it is thought to date back to the 12th century. It is located along the border with Greece and stationed on top of a hill seen from all around.

The district governor of Enez, Fatih Baysal, said in 2012 the usage of the structure as a mosque or not was a matter to be decided after the renovation.

“But even if it is used as a museum or a mosque, this place really needs to be [opened],” said Baysal.

Enez Mayor Abdullah Bostancı said the structure would have similar properties to the Hagia Sophia in Istanbul.

The main Hagia Sophia, which has been a museum since 1935, was built in the fourth century and converted into a mosque, when Mehmet the Conqueror took Istanbul in 1453.

The Hagia Sophia in Turkey’s western district of İznik, which was initially constructed as a church in the eighth century and turned into a mosque when the city was conquered by the Ottomans in the 14th century, became a museum in the Turkish Republic. The building was later converted into a mosque in November 2011.

Another Hagia Sophia church, located in the Black Sea province of Trabzon, had been a mosque for many years after the conquest of the city and registered as a mosque in its land title. It was then turned into a museum and transferred to the Culture and Tourism Ministry. It was retransferred to the Trabzon Regional Directorate of Foundations through a court decision and reopened for Muslim worship in July 2013.

After the conversion from museum to mosque, 33 historic artifacts from the Roman, Byzantine and Ottoman eras in the garden of Trabzon’s Hagia Sophia were moved to the Trabzon Museum in January 2014.

Source: Hurriyet Daily News [May 01, 2015]

Lima is one of the world's largest desert cities and relies for water on rivers that flow out of the Andes. But those rivers diminish to a trickle during a long dry season, leaving the population of almost 9 million with intermittent water supplies.

Now the city's water utility company, Sedapal, has decided to invest in conservation projects in the Andes to keep the rivers flowing and taps running. And researchers have discovered that the most cost-effective way is to revive a system of ancient stone canals, known locally as amunas, that were built in the Andes by the Wari culture between AD 500 and 1000, centuries before the rise of the Incas.

Forgotten paths

The canals captured water from rivers in the mountains during the rainy season and took it to places where it could infiltrate rocks that fed year-round springs further down the mountains, so maintaining river flow during the dry season.

The amunas fell into disrepair long ago and had been largely forgotten. In most places, their water now quickly returns to the rivers. But hydrologists such as Bert De Bièvre of Condesan, a Lima-based non-governmental organisation behind the project, say re-grouting the lined stretches of the canals with cement would allow them to resume their original purpose.

"The idea is to build a timelag into the hydrological system, delaying water run-off for weeks or even months until it benefits water supply in the dry season," De Bièvre says.

SEDEPAL has now decided to fund the plan by taking 1 per cent from its water charges for the next five years. The costs are estimated to be $23 million.

Holding back the flood

Lima has water shortages for seven months of the year but during the other five months, the Rimac, Chillon and Lurin rivers, which pass through Lima on their way to the Pacific Ocean, regularly cause floods and landslips. Keeping floodwaters back for the dry season makes obvious sense.

Research into the hydrology of individual canals is still in progress. "We have been injecting ink into the canal water to see where it resurfaces," says De Bièvre. But he is confident that the project could revive 50 amunas, mostly in the Chillon catchment.

According to a study by De Bièvre and Gena Gammie, a water specialist at Forest Trends, an NGO based in Washington DC that is backing the project, that should be enough to increase water supplies to Lima by 26 million cubic metres, and reduce the city's current water deficit in the dry season by as much as 60 per cent.

According to the study, other green investment initiatives that could keep water on the mountainsides for longer include reviving forests, wetlands and ancient agricultural terraces, and restricting livestock grazing on upland pastures. But the study found that reviving amunas would be by far the cheapest option, costing less than a hundredth as much as water from the city's new desalination plant.

Author: Fred Pearce | Source: New Scientist [April 20, 2015]

They were everywhere, I tell you! I didn't stand a chance. Especially because I've been on the hunt for some new button-downs since I saw these great looks over at Amber's Notebook. Needless to say, I got little carried away...But, I NEEDED these, right? A work investment or something. Plus, I have a presentation on Tuesday, so I was thinking I would go classic with a white button-down, tan wide-leg pants, and a brown skinny belt.

Ok, I have to admit I'm pretty domestically challenged (I had to ask my brother how to thread my sewing machine), but something about the fashion-blogging community has inspired me to take my wardrobe into my own hands. Ever since I saw this post over at This Time Tomorrow, I've been looking for a black, floral-print strapless dress. I haven't had much luck finding exactly what I wanted, so when I saw the long skirt on this vintage dress, I decided that I could make my own. Seems simple enough, right? (It helps to look with your imagination.)

It might be a week or so until I get to show you the results because I'm currently facing 10 hellish days of finals, presentations, essays, and case write-ups before I get to graduate. Not to mention, the Stanley Cup Playoffs are in full swing and are completely a legit distraction. (Got to go to Game 1 Pens vs. Senators btw!) I've also made some good healthy eating progress! Ahh... soo many updates to share, so little time.

I Just Made My $200 Tunic Go On Sale!

Turns out I’m pretty much shit outta luck on locating the cream tunic that I mentioned below, which naturally only makes me want it more. (I’m troubled like that.) I even mathematically justified the purchase by returning a winter-weather shirt that had yet to be worn. And, being the economics guru that I am (thanks college), I decided that it only made sense to consider the money I got back for the shirt a sunk cost and just pretend that it was orignally put towards the tunic. So, since sunk costs don't really count, I am now FORCED (by the rules of economics, of course) to recognize the true cost of the tunic as the purchase price minus the money I got back on the previous t-shirt. And, TADA!

But either way, it was all for nothing… well, at least until I cross-paths with something else that preys on my materialistic side. Note: Jammer cannot be held responsible for any flaws in the previous reasoning. Blame the system. In the mean time, I think I’m going to make a quick run to Forever 21...

And, this means I get to share 7 little fun facts about what makes me, me:

1. When I was little I wanted to grow up to be Marika and Barbie. Hey, we all had dreams...
2. I can't sit still. No seriously, I'm the annoying girl in class who is always tapping her pen. (Sorry about that.)
3. I'm about to become the annoying girl at work who is always tapping her pen. I'm graduating with a job in accounting. Looking back, it's not at all what I wished I would've done, which is a bummer, but then I remember I'm only 22 and still can go after what I want.
4. I have a fear of snakes and possibly commitment. (My longest relationship ws 3ish months, but I'm trying to stretch it to 4.)
5. I'm a total Star Wars geek. In fact, I think Jedi Knights and all superheroes alike are pretty badass.
6. I would take watching the game at a bar with a group of friends over some flashy nightclub any day of the week.
7. Never seen an episode of the Jersey Shore. Believe it.

Also, thank you for all of the cooking advice! I can't wait to check out all of the websites, books, and recipes! Don't worry, I'll have a fire extinguisher on hand at all times.

VIA The Cream Tunic and 7 Little Facts